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Income Replacement

No one likes to think about death, but it’s important to plan for it. Protecting your family’s financial security after you are gone is a critical part of estate planning. Income replacement is a key way to ensure that your family will have the resources they need in the event of your death. Income replacement options allow you to provide for your family after you are gone by providing them with an income stream that can replace what you would have earned had you still been alive. It can also provide additional financial security if there are unexpected expenses or costs associated with your death. By putting in place an income replacement plan, you can ensure that your loved ones will be taken care of financially even after you are gone. 

Income replacement usually comes in the form of a term life policy.

Mortgage Protection

Mortgage protection is an important consideration for many homeowners. It can provide peace of mind knowing that if something happens to you, your family will not be burdened with the financial responsibility of paying off the mortgage. This type of insurance policy can help keep the house in your family and protect them from having to sell it in order to pay off the mortgage debt. Additionally, it can provide assurance that the bank will not take the house away from your loved ones after you pass away. 

Mortgage protection usually comes in the form of a term life policy.

Final Expense

Final expense insurance is a type of life insurance policy designed to cover funeral and burial costs, as well as other associated expenses. It can help protect your loved ones from the financial burden that comes with having to pay for these costs in the event of your passing. Final expense policies are typically smaller policies than traditional life insurance policies, and they can be an affordable way to provide peace of mind that your family will be taken care of. With final expense coverage, you can ensure that your family will be able to pay for the costs associated with your death without having to worry about the financial implications.

Final expense coverage usually comes in the form of a whole life policy.

Accidental Death Coverage

Accidental death insurance is a type of life insurance policy that provides financial protection in the event of an unexpected death caused by an accident. It is typically less expensive than full life insurance coverage and can be used to supplement existing policies or provide coverage for those who do not qualify for traditional life insurance policies. Accidental death insurance can provide peace of mind to individuals and families who are worried about the financial impact of a sudden, unexpected death. 

Accidental death coverage does not cover death from natural causes or disease.

Guaranteed Acceptance

With our guaranteed acceptance policies, which are typically smaller whole life policies designed for final expense coverage, you don't have to worry about your age or health preventing you from qualifying! Everyone is accepted!